Employers' Liability Insurance

Under the Employers' Liability (Compulsory Insurance) Act 1969, a duty is placed on employers to take out and maintain approved insurance policies with authorised insurers against the liability for bodily injury or disease sustained by their employees in the course of their employment.

Insurers must issue a certificate of insurance to employers who take out or renew policies and the employers must display the certificate (copy) at each place of business where employees can see it.

A Health & Safety Inspector can request an employer to submit a copy of a current certificate for inspection. For every day that the employer is not insured in accordance with the Act, he or she may be liable, on conviction, for a fine not exceeding 1,000. Failure to display the certificate or a copy may lead to a fine of up to 400.

  Copyright 1998-2004 Last revised: January 19, 2004